The Board may well regulate a small financial institution ranking from “Satisfactory” to “Excellent” in the establishment amount wherever the bank requests and receives added consideration for routines that will qualify pursuant to the Retail Expert services and Products and solutions Test in § 228.
(1) A nonmetropolitan Center-earnings census tract is selected as distressed whether it is in a very county that satisfies one or more of the subsequent standards:
) The amount of examining and cost savings accounts opened digitally and thru other shipping and delivery techniques by census tract earnings amount for every calendar yr; and
상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷
) An index of the geographic locations served because of the community growth loan or community progress investment, specifying any county, Point out, multistate MSA, or nationwide location served; and
(i) A financial institution may integrate efficiency analysis components and accompanying yearly measurable objectives For extra geographic locations but might not eliminate the evaluation of its performance in any geographic area that might be A part of its overall performance analysis in the absence of an permitted strategy.
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) Large banking institutions that experienced belongings lower than or equal to $10 billion as of December 31 in either of the prior two calendar years and that do not operate branches.
The Board evaluates a financial institution's community enhancement expert services performance in a Point out or multistate MSA, as applicable, or nationwide place, and assigns a conclusion for people regions, according to the next two elements:
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
The Board evaluates an intermediate lender's history of assisting to satisfy the credit needs of its entire community pursuant into the Retail Lending Exam in § 228.
The Board evaluates The supply and use of a lender's deposit items conscious of the wants of small- and reasonable-income men and women, families, or households as follows:
(2) A house property finance loan loan or perhaps a multifamily more info loan is located in the census tract exactly where the home securing the loan is located; and
A lender required to report dwelling mortgage loan loan details pursuant to twelve CFR component 1003 ought to include in its public file a composed detect which the lender's HMDA Disclosure Assertion may be obtained on The buyer Fiscal Defense Bureau's (CFPB's) Web page at: